DiviCalc
DiviCalc

Dividend Calculator

See Your Dividends Grow

Project your future dividend income, model a DRIP with reinvested payouts, and watch your portfolio compound year by year.

DiviCalc on the App Store DiviCalc on Google Play

Built for Every Investor

Whether you're just starting or managing a full portfolio, get clear insights without the complexity.

DiviCalc

Everything DiviCalc Does

From a first dividend stock to a portfolio you have been building for years.

Set Every Input

Starting investment, how long you plan to hold, annual yield, how often it pays, and the dividend growth you expect each year.

DRIP Reinvestment

Switch reinvestment on and watch a DRIP do its work: each payout buys more shares, which pay more dividends, which buy more shares.

Goal Solver

Name the monthly dividend income you want, and DiviCalc works backwards to the investment or the number of years it takes to get there.

Year-by-Year Breakdown

Total dividends, final portfolio value, and a row for every year. Switch between growth and income to see annual and average monthly payouts.

Interactive Charts

Watch dividends, portfolio value, and the split between the two move over time instead of reading it off a table.

Dividend Income Calendar

A twelve-month grid showing which months pay and how much, so you can see the gaps before you build around them.

Yield on Cost

Track your annual dividend against what you originally paid. As payouts grow, so does your yield on cost, which is the number that makes long holding worth it.

Today's Dollars

Adjust the whole projection for inflation so the number thirty years out means something you can actually picture.

Frequently Asked Questions

Yes, the calculator is free to use with ads. A one-time in-app purchase removes the ads and unlocks the Portfolio Value and Breakdown charts. Every projection, the DRIP model, and the goal solver work in the free version.

A DRIP is a dividend reinvestment plan: instead of taking payouts as cash, they buy more shares automatically. DiviCalc models exactly that. Turn reinvestment on and each payout compounds into the next one, which is where most of the long-term growth comes from.

Your starting investment, how long you plan to hold, the annual yield, how often the dividend pays, and the yearly dividend growth you expect. Reinvestment is a switch. That is the whole setup.

Yes, that is what the goal solver is for. Enter the monthly dividend income you are aiming at and it solves for either the investment required or the years needed, so you can plan from the destination backwards.

Yes. Turn on today's dollars and the table, the charts, and the income figures are all restated in current purchasing power, so a projection decades out stays meaningful.

No, and no calculator can be. DiviCalc works from the yield and growth rate you enter, so the output is only as good as those assumptions. Real dividends get cut, raised, and taxed. Treat it as a planning tool, not a forecast.